It’s common driver’s ed knowledge that you’re supposed to trade insurance information with the other driver after a car crash. However, while most people have heard of “trading information,” not everyone knows exactly what they need to make a successful car crash case. So, how exactly do you exchange information after a crash?
Before stepping out of the car to meet the other driver, take a moment to center yourself, calm down, and check yourself for injuries. If you see blood or feel pain as you move, call an ambulance and limit your movement as much as possible. If your injuries prevent you from safely exchanging insurance, you can typically get the other driver’s information from the police report.
If you’re able to meet the other driver, stay calm. Texas is a comparative negligence state, meaning anything you say to the other driver could be twisted and used against you. Simply greet them and exchange information. There is no point in arguing or discussing the crash further, and doing so could make it harder to earn a fair recovery. While exchanging information, follow this checklist:
Insurance Exchange Checklist:
- Driver’s License Number
- Insurance Carrier
- Policy Number
- Phone Number and Email Address
- License Plate Number
- Pictures of Both Vehicles on Each Side.
- A Picture of the Surrounding Area
Trust, but Verify
If the driver’s information isn’t accurate or if you don’t copy it correctly, you could be left with an uninsured driver claim. For that reason, it’s crucial that you verify the other driver’s information whenever possible. One easy way to do this is by asking the other driver to text you a picture of their driver’s license and insurance card.
When the other driver texts you, you’ll instantly verify their phone number and practically eliminate the risk of incorrectly copying their information. With just their number and a picture of their information, you can report the crash to your insurance company and ensure your attorney has a way to contact the other driver’s insurance company as the case progresses.
If you or someone you love suffered severe injuries in a car crash crash, you might have a case. If you’d like to schedule a free case consultation with an experienced Amarillo car accident attorney from Wood Law Firm LLP, please send us an email or call (806) 304-0447.